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The Ghana Export-Import Bank (GEXIM) was established in 2016 under the Ghana Export-Import Bank Act 2016 (Act 911) to support the Government’s goal of building a sustainable, export-led economy.
GEXIM is fully owned by the Government of Ghana.
The Bank provides finance, risk-bearing services, trade and market information, and export advisory services to the Ghanaian export community.
GEXIM operates as a Policy and Development Finance Institution (DFI) focusing on high-growth sectors of the economy. Unlike commercial banks, GEXIM does not accept customer deposits and concentrates on Non-Traditional Exports (NTEs), with a special focus on underserved areas like value addition to agricultural produce.
GEXIM finances export activities along the value chain of non-traditional export products such as cashew, oil palm, mango, and value addition to traditional commodities like cocoa, gold and timber. GEXIM does not support activities directly related to traditional export products such as unprocessed gold, timber and crude oil among others.
Support includes credit products, capacity building, market access, and research and advisory services.
GEXIM supports Clean Development Mechanisms and encourages clients to adopt environmentally sustainable practices in line with IFRS standards. GEXIM is a proud recipient of a Certificate of Merit for financing sustainable projects.
Clients must obtain an Environmental Impact Assessment (EIA) certificate from the Environmental Protection Agency, proving that their operations do not harm the environment.
To qualify, the company must be wholly Ghanaian, and the loan must meet criteria based on socio-economic impact, customer capability, export potential and /or import substitution potential and business sustainability.
Submit a loan application addressed to the CEO, along with a business plan, business registration, audited financial statements (for existing businesses), and other relevant documents.
The average processing time is 21 days.
Acceptable collateral includes mortgages on land, cash deposits, guarantees, vehicles, receivables, and other fixed and floating assets.
Yes, GEXIM supports import substitution by financing companies that help reduce imports through local production, such as poultry and rice.
The Tuesday Market is an initiative that promotes made-in-Ghana goods by providing a platform for clients to showcase their products and boost sales. It is typically held on the last Tuesday of the month.
MiG Town is a shop promoting and selling products made in Ghana, providing shelf space for SMEs to increase revenue and visibility.
GEXIM’s Research Services, Advisory Services, and Knowledge Centre provide relevant information and support to help exporters evaluate risks and exploit international opportunities.
GEXIM facilitates Letters of Credit (LCs) through designated financial institutions.
GEXIM transacts with all designated financial institutions (commercial banks).
GEXIM’s CSR focuses on agribusiness, education, the environment, and health.
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